When it comes down to credit card, traditional banking becomes small and insignificant. Credit cards now have become the same as checking account with features like online billing, mobile check deposits, and direct deposits, without much overdraft fees. The simple and easy solution to your financial needs!
However, with debit cards, one can feel lost. There are multiple credit cards out there some with great features and perks and some which you might regret. To guide you through about what can be your best chances in getting the best credit cards for yourself, we have created a list of which credit card might be suitable for which one of your needs.
- Best for Cash Reloads: American Express Serve FREE Reloads
- Best for Cash Rewards: American Express Serve Cash Back
- Best for Direct Deposits: NetSpend Prepaid
- Best for No Fees: Starbucks Rewards Visa Prepaid Card
- Best for Budgeting: Akimbo Prepaid MasterCard
- Best for Walmart Shoppers: Walmart MoneyCard Visa with Cashback Rewards
- Best for Kids: FamZoo Prepaid Debit Card
- Best for everyday’s use: Brink’s Prepaid Mastercard
- Best Overall: Chase Liquid® Prepaid Visa
- Best for Saving: Mango® Visa® Prepaid Card
However, there is one rule which is needless to say for you when you are selecting the best-prepaid debit card for you. Always pay attention to the fees that are implied. This way you would be able to choose the one which can minimize the number of fees of which you will have to pay.
American Express Serve FREE Reloads
What we like about this one is how there are no reload fees. You can find reload network over 45,000 locations including some mainstream companies like CVS Pharmacy, Rite Aid, 7-Eleven, Family Dollar and Walmart. There are many fee-free passes such as in card replacement, subaccounts and customer services.
American Express Serve Cash Back
If your monthly spending is over $800 each month, this card is the one for you. You will be able to earn unlimited 1% cashback rewards which you can redeem immediately. You can enjoy early direct deposits for no additional fees. The cash reload however varies from retailer to retailer and usually is up to $3.95.
The fastest card for direct deposits. This card allows you to pay up to 2 days faster when it comes to direct deposit. You can also get money transferred into your account using the direct mobile check deposit. This card is also great for its security features. For online transaction, you can create a temporary card number, this way your card would not be exposed.
Starbucks Rewards Visa Prepaid Card
If you are a big Starbucks fan, this card is for you. There is no weekly, monthly reload fees. With every $10 spent you get to earn 1 star. Your stars will not expire as long as your account is open.
Akimbo Prepaid MasterCard
With akimbo, you can create a separate budget goals card which can help you budget your credit wisely. You can disable or enable the cards anytime and receive updates about your budgeting via text message.
Walmart MoneyCard Visa with Cashback Rewards
With this card, you can enjoy 3% cashback on all of your purchases at Walmart.com. the card comes with free direct deposit as well as paying online bill option.
FamZoo Prepaid Debit Card
This card is a great beginner’s guide to your child’s financial building. With the FamZoo prepaid card, you can create financial limit access and functionality. You can use up to 4 cards at a time for $2 each.
Brink’s Prepaid Mastercard
There are no late fees or interest charges with this card. The card enables cardholders to earn some cashback on their everyday shopping use. You can easily manage your accounts with this one even using an online app.
Chase Liquid® Prepaid Visa
This card allows you to have free signature and PIN transactions. You can have easy access with bill payments, cash withdrawals, and other features. Reloading does not cost anything via chase ATMs. You can use Chase’s mobile app to instantly deposit check to your account.
Mango® Visa® Prepaid Card
More of a saving account, with this visa card you can sport up to 6% of APY. The card can actually help you earn money while you spend. Of course, there are some limiting features on such an offer. However, it is a great card for someone who doesn’t make frequent withdrawals and keeps a large balance.