Different credit cards fulfill different needs. If a person finds a credit card very useful then it doesn’t mean that particular credit card will be useful for someone else too. The usefulness of a particular credit card depends upon the needs of a user.
Some credit cards are good for traveling purposes and others are good for shopping purposes. If you are a shopaholic and loves to shop from high-end brands then the best credit for you might not be the best one for the person who hates to splurge and prefers to spend his money wisely on affordable brands.
Similarly, a person who loves fine dining and tries every new fine dining restaurant out there will be advised to get a different credit card than the person who doesn’t prefer dining out.
If you have a family to spend on then the best credit card for you won’t be the best one for a person who is single, not having any family responsibility.
People these days prefer to keep more than one credit card, each for a particular purpose. It makes it easier for people to do shopping from one credit card and pay the travel expenses with another.
Following are the Top 7 credit cards in 2019
- Chase Sapphire Preferred® Card
- Citi® Double Cash Card
- Discover it® Student Cash Back
- Capital One® Quicksilver® Cash Rewards Credit Card
- Uber Visa Card
- Target REDcard Credit card
- United TravelBank Card
Chase Sapphire Preferred® Card
This credit card is a perfect one for the person who travels frequently. If you are a beginner and love to travel then you should definitely go for this one. This credit card is a bit affordable as compared to others and also comes with 60,000 bonus points if you spend a particular amount in the first three months of buying it.
Its annual fee is also a bit less as compared to other credit cards which makes it a good option for the beginners. Chase Sapphire Card is also very useful if you love dining out while being on particular trip. So, if you are a travel junkie and looking for good rewards then definitely go for this one.
Citi® Double Cash Card
Citi Double Cash Card is good for a variety of purchases. The cardholder doesn’t have to pay the annual fee which is a plus point. The rewards are pretty good as well. You get 2% cashback on every purchase.
The cashback or reward amount can be spent anywhere you want. The $0 annual fee and simple rewards structure make this credit card the best option to have.
Discover it® Student Cash Back Card
If you are a student who is new with credit cards then the Discover it Student Cash Back credit card can be a good option to start with. This credit card comes with two types standard one and the other for students.
Has no annual fee. Students can also earn rewards by maintaining a particular GPA score. This card also provides 1% cashback on all purchases.
Capital One® Quicksilver® Cash Rewards Credit Card
This credit card has no annual fee and is a good option for people who travel. This credit card makes foreign traveling easier. Earn 1.5% cashback on any purchase by using this credit card.
Foreign transaction fee is also not applicable. In short, this card is an all-rounder.
Uber Visa Card
Uber Visa credit card having no annual fee is a perfect option for foodies. It provides 4% cashback on food ordered through Uber Eats. 3% cashback on airline tickets and traveling. 2% cashback on online purchases which include online shopping and Uber.
In addition to this, 1% cashback on all other purchases. So, if you are a foodie or the kind of person who loves online shopping then this credit card is the most suitable option for you.
Target REDcard Credit Card
For those people who are shopaholic and love to shop at Target, they should definitely go for this credit card. Using this credit card one can get 5% discount on almost all target purchases.
The cardholder can also avail free shipping services. In addition, the return policy for the cardholders is also great. There is no annual fee for this credit card.
United TravelBank Card
United TravelBank credit card makes airline ticket purchasing easier. It has no annual fee. A cardholder can receive 2% cash back on airline tickets, purchased through United Card.
25% discount can also be availed by the cardholder on the purchases that can be made during the flight.